• Tens of thousands of troops from NATO allies and partners will join forces for joint military exercises from October 25 to November 7 in Norway.
• Russia has been invited to observe the upcoming Trident Juncture drills for increased transparency, as well as to ensure the intended deterrence message is received in Moscow, a senior NATO commander revealed Friday.

NATO allies and a handful of partner countries are gearing up for the alliance's largest joint military exercises in decades.

Ahead of the Trident Juncture exercises, which are expected to include 45,000 troops, 10,000 vehicles, 60 ships, and 150 aircraft from 31 countries training side by side in and around Norway this fall, the alliance is stressing strength and transparency, and just invited Russian observers so they can get the message up close. 

The US Navy admiral commanding the exercise hopes Russia will take them up on the offer. 

"I fully expect that they'll want to come. It's in their interests to come and see what we do," Admiral James Foggo told reporters at the Pentagon Friday, "They'll learn things. I want them to be there so they can see how well [NATO allies and partners] work together."

"There's a strong deterrent message here that will be sent," he said. "They are going to see that we are very good at what we do, and that will have a deterrent effect on any country that might want to cross those borders, but especially for one nation in particular."

So far, Russia has yet to accept the offer.

The drills, Article 5 (collective defense) exercises, will include land, air, and amphibious assets training to repel an adversary threatening the sovereignty of a NATO ally or partner state. The admiral refused to comment on whether or not the exercise would include a nuclear element, as an earlier Russian drill did.

Although it was previously reported that these exercises are the largest NATO drills since the Cold War, they are actually the biggest since 2002, Foggo clarified at Friday's briefing. The allied drills come on the heels of massive war games in eastern Russia involving tens, if not hundreds, of thousands of Russian and Chinese troops preparing for large-scale military operations against an unspecified third country.

The purpose of Trident Juncture, according to handouts presented at Friday's briefing, is "to ensure that NATO forces are trained, able to operate together, and ready to respond to any threat from any direction."

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NOW WATCH: Why horseshoe crab blood is so expensive

Amazon will reportedly open 3,000 physical stores within three years. Some stores will carry a small number of groceries and others will carry prepared foods. Amazon has the advantage of being able to draw on the vast amount of data they collect from customers to determine what items to stock. Following is a transcript of the video.

Dennis Green: If you're the operator of a local convenience store or corner shop or bodega and an Amazon Go opens up just around the corner, you might wanna look over your shoulder.

Amazon first announced its Amazon Go project in 2016. The first store didn't open until 2018, January. There are now four Amazon Go stores in operation. Three of them are in Seattle and one of them is in Chicago. Reportedly they want to open at least 3,000 stores in three years. That seems a little optimistic when it took so long for them to open the first one. They're pretty small stores to start out with. They're only a couple thousand square feet which is kind of closer to a convenience store than a full-fledged grocery store.

Amazon Go stores are the famous thing that Amazon likes to say is it has just walk out technology where you can go in, scan your app, you can take whatever you want off the shelf and then you just walk outside and then it charges you for whatever you took. It uses sensors and cameras to kind of tell what customers are taking in order to charge them correctly. There's two kinds of Amazon Go stores. There's a more grocery-oriented where you can go in and get some light groceries. And there's another format that's more oriented towards prepared food that's kind of like a lunchtime spot. You can just go in and grab a sandwich or a salad. So this isn't stuff that you really wanna wait for. It's maybe like a candy bar that you just wanna grab. Something that you're gonna go and kind of consume immediately or a grocery item that you need for a recipe that you wanna cook that night.

They also sell their Amazon meal kits in these stores which are refrigerated kits with a bunch of different ingredients that you can cook.

Ninety percent of all retail sales are offline. It's kind of staggering when you think about it. You think about the fast growth of online is still only amounts to ten percent even in 2018 so there's kind of like a lot of room to run there. Most estimates peg Amazon as taking up basically half of all e-commerce. There's some room for them to grow and estimates by analysts show that they will grow but they're looking for other avenues of growth to maintain the velocity that they have. And the one that they've pegged right now is bricks and mortar.

When Amazon moves into a market they kind of operate with this low margin mentality where profitability doesn't really matter until they kind of achieve mass scale and then they can kind of tinker with the levers. As far as Amazon making money off of these stores, that's kind of TBD. There's a report that the technology that went into the first one cost a million dollars to install. That adds a big additional cost to opening the store in the first place. As far as the break-even point, we don't really know what the economics of these stores even are, so it's hard to say if they're making money, or they're not making money.

Amazon uses what customers are already buying online to guess what customers wanna buy in their Amazon Go stores. So that's kind of like a reminder of what they have on you. It's a reminder of what they know that you already like to kind of entice you to buy it again in a store. So if they know that a specific neighborhood or city likes a certain kind of seltzer they're gonna stock more of the seltzer and they're gonna have more flavors of the seltzer. Whether or not that's a good thing, I mean, it's serving customers, right? It's what customers want. It's putting it in front of them in a new way. But it might make some customers uncomfortable.

Other retailers are trying to come up with things that compete with Amazon. A lot of them have new pick up options where they can order online and then pick up in store or can deliver right to customers some even with autonomous vehicles. But no grocery stores have that kind of data to draw from like a big e-commerce giant like Amazon has.

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• Peter Horvath, a veteran of American Eagle, DSW, and Victoria's Secret, talks about how he's bringing his consumer background to the cannabis industry.
• He's taking his new company, Green Growth Brands, public on the Canadian Securities Exchange through a reverse takeover.
• "You've got to skate to where the puck is going, not where it is," Horvath told Business Insider in a recent interview.

Peter Horvath knows a thing or two about building consumer brands. As the president of DSW, he led the shoe retailer's initial public offering in 2005. Now, after stints in the c-suites of Victoria's Secret and American Eagle — as well as serving as the CEO of a $1 billion defense contractor — he's turning his attention to the cannabis industry.

As the CEO of Green Growth Brands, an Ohio-based cannabis retailer founded in March of this year, Horvath is working to build a brand focused on the health and wellness side of the burgeoning industry.

According to Horvath, the company is unique among cannabis retailers because of its executive team with decades of experience across consumer brands like American Eagle and Bath & Body Works.

"We're going to apply what we know to a brand new business, and the upside is tremendous," Horvath said in an interview with Business Insider. 

The startup recently inked a deal to run and operate a dispensary brand in Nevada called The Source, and it's also rolling out lines of beauty products like lotions and lip balms that contain CBD, a non-psychoactive compound found in cannabis that's thought to have an array of health benefits.

Backed by the billionaire Schottenstein family of the American Eagle fortune, Green Growth Brands recently closed an oversubscribed $65 million funding round. Horvath is preparing to take the company public through a reverse takeover of Xanthic Biopharma, a company listed on the Canadian Securities Exchange, to capitalize on some of the frenzy around cannabis stocks. 

"It'd be foolish to sit on the sidelines and use our own cash to grow our business," Horvath said. 

'Like going into your kitchen and getting coffee'

Horvath has big plans for the startup. "We want using CBD to be like going into your kitchen and getting coffee," he said.

CBD, or cannabidiol, is a hot topic among the biggest consumer packaged goods companies, many of which are either exploring or have pursued deals in the sector as regulations ease and stigmas lessen. Coca-Cola and Constellation Brands are two of the biggest names to have publicly signaled interested in the sector (and in Constellation's case, sign multi-billion dollar deals). 

What Horvath sees on the market doesn't impress him. He said he sees lots of stores "pretending to be Starbucks," but the reality is, "they're never going to master that." 

"I think people open a [cannabis] store and all they need is some garbage bags and a rake and they get the cash," Horvath said.

"The thing is, that's not going to be the case in the future," Horvath said. "Every day there's more stores and every day there's a store that's closer to your house, and it may have the same products for cheaper."

To Horvath, it's about having a management team with experience "winning customers." 

"It's price and it's product, but it's even more than that," Horvath said. "It's people, it's position, it's place, it's all those things. And you can't just read about it, you have to have done it."

Horvath said that based on his team's experience with beauty products, it's never a good idea to make men's products — they don't make nearly as much money. That's why most of Green Growth's product offerings are going to be geared towards woman.

For example, Horvath pointed to Seventh Sense, a CBD-focused beauty and wellness brand within Green Growth Brand's suite.

"Most guys are going to discover this product in their girlfriend's showers," Horvath said. "That's a marketing opportunity."

"If you make it for her, he'll eventually buy it," Horvath said. 

In the future, Horvath expects CBD and cannabis products to pop up on the radars of boardrooms everywhere — from beauty startups like Glossier, to retail behemoths like Amazon. 

"You've got to skate to where the puck is going, not where it is," Horvath said.

Read more of our cannabis industry coverage:

• Hedge fund legend Leon Cooperman is investing in the marijuana industry — and it's another sign the sector is heating up
• Famous short seller Andrew Left is creating a cannabis fund. He explains why the market's not in a bubble, but does need to 'chill out'
• One of the world's largest beer makers is about to start producing marijuana-infused drinks
• 'These things rarely happen in someone's career': Activist investor thinks a marijuana cultivator's stock is wildly undervalued
• The rising stars of marijuana's investment scene that everyone from Wall Street to Silicon Valley should know

SEE ALSO: 'The new avocado toast': A former Coca-Cola and AB InBev executive reveals why every food and beverage boardroom needs to be talking about cannabis

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NOW WATCH: Never eat the 'clean' part of moldy bread

Over half a million people were experiencing homelessness in the US in 2017, according to a report from the US Department of Housing and Urban Development. That's 12% more people than the previous year.

There are organizations such as shelters and soup kitchens to help homeless individuals get back on their feet, but sometimes a human connection sparks a viral moment that can change someone's life.

Here are nine heartwarming stories of people who helped someone in need — and the chain reactions that their acts of kindness created.

A Florida police officer helped a homeless man shave for a job interview.

Tony Carlson, a police officer with the Tallahassee Police Department, pulled into a gas station and noticed a homeless man struggling with an electric razor, trying to shave for a job interview at McDonald's. Carlson tightened a screw on the razor and helped the man, named Phil, shave his beard.

A patron at the gas station noticed their interaction and posted a video online, which was then shared by the police department's official Facebook page. Senator Marco Rubio's office then helped Phil acquire the necessary paperwork to complete his job application and get hired at McDonald's, according to CBS News.

Lauren Puryear uses her extreme couponing skills to feed thousands of people.

Lauren Puryear, a mental health clinician, set a goal of providing 30,000 meals to people in need by her 30th birthday. She founded an organization called For the Love of Others and uses her extreme couponing skills for charity.

"There are coupons in the Sunday paper, or online that you can print... so I collect as many as I can, match them to the store, and that is how I am able to get the items for free," she told NJ.com.

A woman donated all the food from her canceled $30,000 wedding to the homeless.

Sarah Cummins of Carmel, Indiana, called off her wedding and couldn't refund what she'd spent to feed and entertain 170 guests. So she invited the residents of a local homeless shelter to partake in the bourbon-glazed meatballs, goat cheese and garlic bruschetta, chicken breast with artichokes, and wedding cake while wearing formal attire donated by local businesses and residents.

"I will at least have some kind of happy memory to pull from," she told The Indy Star.

• A website collecting money to fund a rival to Republican Sen. Susan Collins of Maine crashed on Friday shortly after she announced she would vote to confirm Brett Kavanaugh to the Supreme Court.
• The site was created to raise money for whoever decides to challenge Collins for her Senate seat in 2020.

Minutes after Republican Sen. Susan Collins of Maine announced her decision to vote to confirm Brett Kavanaugh to the Supreme Court, a site raising money for Collins' eventual opponent in her 2020 reelection bid crashed.

Collins was one of the undecided votes in the judge's controversial nomination. In an effort to convince Collins that there would be consequences if she voted to support him, a group of people from Maine launched a crowdfunding campaign on a site called Crowdpac.

The campaign asked people to pledge money to back the person who will challenge Collins in 2020 if she voted to confirm Kavanaugh. If she doesn't vote for Kavanaugh, the pledges would be void.

The site was so overwhelmed with people rushing to donate to the campaign that its internet connection couldn't take the traffic, pushing it offline, Crowdpac confirmed to Business Insider.

As of September 12, when The Washington Post reported on the fundraising effort, it had raised more than $1 million from 37,000 pledges. Some had questioned whether the campaign violated federal bribery statutes, which prohibit giving or offering anything of value to government officials in exchange for any acts or votes.

A Twitter user named Marty Loughlin said that he donated to the campaign right before the site crashed on Friday and that it had raised $2 million in pledges.

The site was back up later Friday and said it had raised nearly $2.2 million from more than 75,000 pledges.

Another page that vows to support Collins' eventual Democratic challenger was up and accepting donations on Friday afternoon, though it wasn't clear how many donations it had racked up.

A representative for Collins told The Post last month that the senator wouldn't be swayed by any fundraising tactic.

"Senator Collins will make up her mind based on the merits of the nomination," the representative said. "Threats or other attempts to bully her will not play a factor in her decision making whatsoever."

Here's Crowdpac CEO Gisel Kordestani's statement on why the site went down:

"Today's actions motivated more people to donate than we have ever seen before — and they turned to Crowdpac to make their voices heard. Leading up to Senator Collins' announcement that she will be voting 'yes' on Judge Kavanaugh, the Crowdpac campaign to fund her challenger surpassed $2 million in pledges from over 70,000 Mainers and Americans across the country.

"During Collins' floor speech, our site received 90 times the average amount of traffic we see hourly. This incredible and immediate response to Collins' decision overwhelmed our servers, and our team is worked as quickly as possible to get Crowdpac.com back up and running."

SEE ALSO: Sens. Susan Collins and Joe Manchin announce they will vote to confirm Supreme Court nominee Brett Kavanaugh, all but guaranteeing him a spot on the court

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NOW WATCH: Everything we know about Samsung’s foldable phone

• Protesters shouted "shame" at Democratic Sen. Joe Manchin on Friday after he said he'll vote yes to confirm Brett Kavanaugh to the Supreme Court. 
• Manchin's announcement came after Republican Sen. Susan Collins said she'd vote yes on Kavanaugh, shifting the vote count in their favor. 
• Manchin is the only Democrat who's likely to vote in favor of Kavanaugh. 
• Kavanaugh faces multiple allegations of sexual misconduct. 

Protesters surrounded Democratic Sen. Joe Manchin on Friday after he announced he'll vote yes to confirm Judge Brett Kavanaugh to the Supreme Court, drowning him out as he tried to explain his decision.

The demonstrators shouted "shame" and "look at us" as Manchin spoke with reporters about his decision, which came shortly after Republican Sen. Susan Collins announced she's voting yes for the Supreme Court nominee. As he walked away from reporters and the enraged crowd, one protester shouted at Manchin, asking him whether he was "going to let our democracy die?"

With Collins and Manchin signaling they're behind Kavanaugh, it seems he will have enough votes to be confirmed as the next Supreme Court justice. 

Kavanaugh faces multiple allegations of sexual misconduct, which have sparked a fierce, highly partisan battle over his nomination in recent weeks. Kavanaugh and one of his accusers, Christine Blasey Ford, delivered emotional testimony last week on allegations he sexually assaulted her when they were teenagers.

Their testimony led to a brief FBI investigation into the matter, which Senate Republicans have said prove the allegations against Kavanaugh cannot be corroborated. Senate Democrats and other critics, however, contend the investigation was not extensive enough and that many key witnesses were excluded. 

But the Senate ultimately voted to move Kavanaugh's nomination forward on Friday morning, and Collins several hours later announced she'd support his confirmation during the final vote on Saturday. Manchin followed her lead. 

In a statement on his decision to vote for Kavanaugh, Manchin expressed "reservations" against supporting him given the serious nature of the allegations against him, but said that based on the "information" available, he feels the Supreme Court nominee is a "qualified jurist."

"Based on all of the information I have available to me, including the recently completed FBI report, I have found Judge Kavanaugh to be a qualified jurist who will follow the Constitution and determine cases based on the legal findings before him," the West Virginia senator stated. 

"I do hope that Judge Kavanaugh will not allow the partisan nature this process took to follow him onto the court," Manchin added in the statement. 

All of Manchin's Democratic colleagues in the Senate are likely to vote no on Kavanaugh. 

SEE ALSO: Here's an evolving count of which senators are voting for Brett Kavanaugh

DON'T MISS: Sens. Susan Collins and Joe Manchin announce they will vote to confirm Supreme Court nominee Brett Kavanaugh, all but guaranteeing him a spot on the court

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NOW WATCH: Inside the Trump 'MAGA' hat factory

• Lush released jelly bombs in 2017, a type of bath bomb that coats the top layer of bath water with a moisturizing jelly-like goop. 
• I tried the new jelly bombs and found that they lived up to their hype. 
• They made my skin incredibly soft, smelled amazing, and were fun to use. 

Lush has gained quite the following with their use of natural and safe ingredients. Their high-quality face masks make your skin glow, their sea salt hair spray gives your locks a natural beachy wave, and their bath bombs have been creating better, more entertaining baths for years.

In 2017, the company released jelly bombs, a new bath bomb meant to coat the top layer of bath water with a squishy, jelly-like goop that's supposed to make your skin soft.

To check out if these bath bombs live up to their claims, I  bought two of their most popular jelly bombs and one of their seasonal jelly bombs from their Halloween line.

Read more: Lush released its Halloween collection — and yes, there's glow-in-the-dark soap

The two popular scents I tried were secret arts, a dark charcoal bomb with citrus, almond, and cinnamon scents, and the big sleep, a lavender and chamomile scented bomb meant to soothe and calm your nerves after a long day. From the Halloween line, I opted for the purple ectoplasm bomb.  

The ectoplasm bomb left my skin smooth and smelling like refreshing sweet grapefruit and tangerine. Both the secret arts and the big sleep bomb had the same consistency. The only differences were the smells, all of which were pleasant. 

Regardless of what color or scent you decide you want to try, the real wow-factor was the layer of jelly that forms over the tub that you can actually squish, grab, and play with before it dissolves.

It's important to know you don't just drop the bomb into the water like a bath bomb. Rather, you'll want to actually hold it under the faucet so that it distributes evenly into the hot water.

If you're doing it right, a frothy layer of foam should form that slowly turns into a jelly-like, gooey texture that you can pick up and hold. Just be extremely careful when stepping in and out of the tub, because these will make the bathtub extremely slippery.  

Lush's new take on their bath bomb will not only leave you smelling great but your skin will be incredibly smooth. 

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NOW WATCH: 3 surprising ways humans are still evolving

With the arrival of season 15 of "Grey's Anatomy," you might be needing a season 14 refresher.

This show has such a huge cast and so much drama that it's often hard to know who's who and what's what. That being said, before you dive in head-first to what our favorite surgeons are up to in Season 15, there are a few details you might want to brush up on first.

Here are 10 things you should know before watching the new season of "Grey's Anatomy."

April Kepner left the show.

Season 14 of "Grey's Anatomy" saw the official end of April Kepner and Jackson Avery's relationship and the rekindling of April and her previous boyfriend, Matthew's. Toward the end of the season, April was in a car wreck with Matthew and almost died, but she woke up as soon as she heard Jackson praying for her.  

The season ended with her and Matthew getting married at Alex and Jo's wedding.

ABC announced that Sarah Drew, who plays April Kepner, would be leaving the series, which some thought to be the result of a scandal until co-star Ellen Pompeo said otherwise. 

Read more: 'Grey's Anatomy' star Ellen Pompeo slams reports that she's behind the departures of fan-favorite cast members

And so did Arizona.

After realizing that Sophia, Arizona Robbins and Callie Torres' daughter, needed her moms in the same place, Arizona moved to New York. Fans believe the move might lead to a rekindled relationship between Arizona and Callie. 

ABC, however, announced that Jessica Capshaw, who plays Arizona, will be leaving the show alongside Sarah Drew.

"The characters of Arizona and April are permanently woven into the fabric of 'Grey’s Anatomy' thanks to the extraordinary work of Jessica Capshaw and Sarah Drew,"Krista Vernoff, co-showrunner, said. "As writers, our job is to follow the stories where they want to go and sometimes that means saying goodbye to characters we love. It has been a joy and a privilege to work with these phenomenally talented actresses."

Meredith and Riggs ended their relationship.

In season 14, Meredith's relationship with Riggs, a cardiothoracic surgeon who worked with April Kepner during her time in Jordan, ended after Riggs' ex-girlfriend and Owen's sister, Megan Hunt, was found alive. Meredith tried to resign from dating altogether, but at the same time, she realized that she had to find a way to move on from Derek.

In a heartbreaking scene, Meredith put Derek's scrub cap and their framed marriage Post-It away in a drawer.

• We've rounded up the longest-running comedies on TV, from "Will and Grace" to "South Park."
• Surprisingly, animated shows took the top three spots.
• The longest-running live action comedy is tied for fourth. "The Jack Benny Program" aired for 15 seasons.

What makes a TV comedy successful is hard to pinpoint — comedy is a fickle thing. A show needs great writing, a hilarious cast, and a special x-factor in order to make people laugh. Sustaining all this over multiple seasons can be difficult.

These shows all defied the odds and stayed on air for at least 10 years. From "The Simpsons," going on its 30th season, to "Will and Grace" which came back for its ninth and 10th season 11 years after it originally ended, we've ranked TV comedies by how long they stuck around.

10 seasons

"Friends:" "Follows the personal and professional lives of six twenty to thirty-something-year-old friends living in Manhattan."

"Will and Grace:" "Will and Grace live together in an apartment in New York City. He's a gay lawyer, she's a straight interior designer. Their best friends are Jack, a gleeful but proud gay man, and Karen, a charismatic, filthy rich, amoral socialite."

"Roseanne:" "'Roseanne' is the story of a working-class family struggling with life's essential problems — marriage, children, money, and parents-in-law."

"Modern Family:" "Three different, but related families face trials and tribulations in their own uniquely comedic ways."

11 seasons 

"Cheers:" "The regulars of the Boston bar Cheers share their experiences and lives with each other while drinking or working at the bar where everybody knows your name."

"Frasier:" "Dr. Frasier Crane moves back to his hometown of Seattle, where he lives with his father, and works as a radio psychiatrist."

"The Danny Thomas Hour:" "Thomas starred in the musical-variety and comedy episodes (many drawn from his earlier 'Make Room for Daddy') and hosted the more dramatic offerings."

"Married...With Children:" "Al Bundy is a misanthropic women's shoe salesman with a miserable life. He hates his job, his wife is lazy, his son is dysfunctional (especially with women), and his daughter is dim-witted and promiscuous."

"The Jeffersons:" "A nouveau riche, African-American family who move into a luxury apartment building develop close, if occasionally fractious, relationships with other tenants."

"Happy Days:" "The Cunningham family live through the 1950s with help and guidance from the lovable and almost superhuman greaser, Fonzie."

"Murphy Brown:" "The personal and professional misadventures of a woman working as a TV journalist."

12 seasons

"Two and a Half Men:" "A hedonistic jingle writer's free-wheeling life comes to an abrupt halt when his brother and 10-year-old nephew move into his beach-front house."

"The Big Bang Theory:" "A woman who moves into an apartment across the hall from two brilliant but socially awkward physicists shows them how little they know about life outside of the laboratory."

13 seasons 

"It's Always Sunny in Philadelphia:" "Five friends with big egos and slightly arrogant attitudes are the proprietors of an Irish bar in Philadelphia."

14 seasons 

"The Adventures of Ozzie and Hamlet:" "Ozzie and Harriet Nelson raise their two sons Ricky and David. As the sons age, they experience teenage dating problems, marriage and careers."

"King of the Hill:" "A straight laced propane salesman in Arlen, Texas, tries to deal with the wacky antics of his family and friends, while also trying to keep his son in line."

"My Three Sons:" "Widower Steve Douglas raises three sons with the help of his father-in-law, and is later aided by the boys' great-uncle. An adopted son, a stepdaughter, wives, and another generation of sons join the loving family in later seasons."

15 seasons 

"The Jack Benny Program:" "The comic misadventures of the 'skinflint' comedian and his friends."

"American Dad!:" "The random escapades of Stan Smith, a conservative CIA Agent dealing with family life, and keeping America safe, all in the most absurd way possible."

17 seasons

"Family Guy:" "In a wacky Rhode Island town, a dysfunctional family strive to cope with everyday life as they are thrown from one crazy scenario to another."

22 seasons

"South Park:""Follows the misadventures of four irreverent grade-schoolers in the quiet, dysfunctional town of South Park, Colorado."

30 seasons

"The Simpsons:" "The satiric adventures of a working-class family in the misfit city of Springfield."

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NOW WATCH: I woke up at 4:30 a.m. for a week like a Navy SEAL

Forbes Magazine just came out with it's list of the top billionaires in the U.S. 

We narrowed the list down to look at the most successful people in finance, which includes investments, trading, hedge funds and money management. 

Read on to see the 10 wealthiest people in finance. 

10. Philip Anschutz

Net worth: $11.3 billion 

Age: 78

Country: US

Industry: Diversified investments

Source of wealth: Self-made

Reclusive billionaire Philip Anschutz has built a fortune across oil, railroads, real estate, sports and entertainment. 

Anschutz also owns the NHL's King team and part of the Lakers' basketball franchise. 

He's trying to build the world's biggest wind farm in Wyoming. 

9. David Tepper

Net worth: $11.6 billion 

Age: 61

Country: United States 

Industry: Hedge funds 

Source of wealth: Self-made; Appaloosa Management 

Tepper founded his hedge fund, Appaloosa Management in 1993, and now manages $15 billion. 

Tepper bought the NFL's Carolina Panthers professional football team for $2.3 billion earlier this year. 

In September, Tepper said that his firm had reduced its holdings of US stocks.

"If you ask me what inning we're in, I think it's a late-innings game," Tepper, who manages about $14 billion in assets, told CNBC of the nine-year bull market in stocks.

Appaloosa in May disclosed it had sold its entire stake in Apple, which had previously made up more than 7% of its portfolio. 

The fund is also pushing for change at pharma company Allergan. 

8. Steve Cohen

Net worth: $13 billion 

Age: 62

Country: US

Industry: Hedge funds

Source of wealth: Self-made; Point72 Asset Management 

Steve Cohen for years ran SAC Capital, one of the most successful hedge funds ever. Cohen was forced to shut down SAC after the firm pleaded guilty to insider trading charges. He launched Point72 Asset Management and started taking outside capital in 2018 after running it previously as a family office. He now manages $13 billion.

Earlier this year, a female employee, Lauren Bonner, filed a lawsuit alleging widespread gender discrimination at the fund, including stark wage discrepancies between men and women for the same work. Doug Haynes, the firm's former president and a former McKinsey executive who was named in the suit, left soon after. Bonner's lawsuit was dismissed in federal court last week, and will now be arbitrated. 

• An attorney for Olympic swimmer Ryan Lochte said Friday that he will seek treatment for alcohol addiction. 
• The decision follows a Thursday morning incident in which Lochte, 34, tried to kick down a hotel room door, according to TMZ Sports. 
• "Ryan has been battling from alcohol addiction for many years and unfortunately it has become a destructive pattern for him," Lochte's lawyer, Jeff Ostrow, told TMZ. 

Olympic gold medalist Ryan Lochte is said to be seeking treatment after a yearslong battle with alcohol addiction, his lawyer said Friday. 

Attorney Jeff Ostrow told the entertainment publication TMZ that the champion swimmer decided to seek treatment after causing an incident at a Newport Beach, California, hotel on Thursday. 

The outlet reports that Lochte drunkenly tried to kick in the door to his hotel room around 3 a.m., which prompted security to call the police. 

The matter was settled without Lochte being arrested. But the incident was allegedly a wake-up call to the married father-of-one.

"Ryan has been battling from alcohol addiction for many years and unfortunately it has become a destructive pattern for him," Ostrow told TMZ. 

He added: "He has acknowledged that he needs professional assistance to overcome his problem and will be getting help immediately."

"Ryan knows that conquering this disease now is a must for him to avoid making future poor decisions, to be the best husband and father he can be, and if he wants to achieve his goal to return to dominance in the pool in his 5th Olympics in Tokyo in 2020."

Lochte's drinking got him into trouble during the last Olympic Games, in Rio, in 2016. Lochte claimed he and some friends were robbed at gunpoint after a night out. It was later revealed, that the group voluntarily handed the money over to settle a dispute after they vandalized a gas station bathroom on their way home. Lochte admitted to NBC News at the time that he was drunk and had "over-exaggerated" the story. 

Business Insider reached out to Lochte for comment, but did not immediately receive a response Friday afternoon.

SEE ALSO: Ryan Lochte suspended 14 months for doping violation after a photo he posted to social media using an IV triggered an investigation

DON'T MISS: Ryan Lochte had suicidal thoughts after his Rio Olympics robbery scandal

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NOW WATCH: What it takes to be an NFL referee

• Getty Images photographer Chris Jackson spoke with INSIDER about some of his favorite royal family moments while discussing his new book "Modern Monarchy."
• A photo of Prince George playing with bubbles in Canada is his favorite image of the young prince.
• He also told us that he relates to Kate Middleton's love of photography.

Prince George has had plenty of adorable moments in the past five years, and Getty Images photographer Chris Jackson has been there to capture them all.

INSIDER had the chance to speak with Jackson about his new book "Modern Monarchy," and he shared that his favorite image of the prince comes from the royal family's 2016 trip to Canada. 

"My favorite photograph of Prince George is probably when he is playing with bubbles in Canada," Jackson told INSIDER. "The sheer joy on his face just makes me smile whenever I see it."

George and Princess Charlotte are two of his favorite royals to photograph during his travels with the family because of their "fun dynamic," Jackson said.

"I love photographing Prince George and Princess Charlotte and often come away with a big smile behind the camera," Jackson told us. "They add an exciting and fun dynamic to any royal tour."

In his new book, Jackson also points to the time George arrived at the hospital to meet his baby sister Charlotte for the first time in May 2015 as one of his favorite moments. George's reaction to the large crowd outside the hospital took everyone by surprise.

"There was a look of astonishment on his face that prompted a collective 'Awww!' from the crowd," Jackson writes in the book. "In synchrony with his father, the young prince offered a shy and incredibly sweet wave, while Prince William gave him a reassuring hug."

He also features this adorable moment of George commenting on the queen's hat in the book as another one of his favorites. 

While Jackson has taken the majority of the photos we see of George and Charlotte, there's one other person who gives him a run for his money: their mother Kate Middleton. The duchess has been known to snap and share her own photos of her children for special occasions, and Jackson relates to her love of photography. 

"We've certainly seen some lovely photos from the Duchess of Cambridge over the years," he told us. "As someone who loves photographing his family, I really understand the passion that she has for capturing images of those around her."

Several more of Jackson's favorite moments have been collected in his new book, "Modern Monarchy," which will be released on October 16 in the US and on October 9 in the UK.

Visit INSIDER's homepage for more.

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• Facebook has been battling an employee revolt after a senior exec, Joel Kaplan, attended the Brett Kavanaugh Senate hearing in support of the US Supreme Court nominee.
• On Friday, the company held an internal "town hall" meeting with employees to discuss the issue, with CEO Mark Zuckerberg in attendance. 
• Zuckerberg reportedly talked about the importance of supporting diverse viewpoints at Facebook.

Facebook has held a company "town hall" meeting with employees to try and quell outrage after a senior executive attended the recent Senate hearing of US Supreme Court nominee Brett Kavanaugh. CEO Mark Zuckerberg and COO Sheryl Sandberg were both in attendance. 

Last week Joel Kaplan, the company's policy chief, was visibly seated behind Kavanaugh, Trump's embattled nominee for the US Supreme Court, as the judge angrily defended himself against allegations of sexual misconduct by multiple women.

Kaplan and Kavanaugh are friends, having worked together in the Bush administration, and he was there in a personal capacity — but his appearance has enraged employees, and company leadership screwed up its initial response.

On Friday, the company called a meeting in which =Zuckerberg, =Sandberg, and Kaplan all spoke in an effort to diffuse the internal tension. 

According to a report from Axios, Zuckerberg stressed that the importance of supporting people with diverse viewpoints at Facebook. The company has recently been criticised by conservative employees who feel they are unable to speak out about their political beliefs.

Kaplan reportedly said he felt he had an obligation to Kavanaugh, and he acknowledged he should've cleared his attendance with senior leadership before going. He had previously apologized over the uproar while defending his actions, writing to colleagues: "I want to apologize. I recognize this moment is a deeply painful one — internally and externally ... I believe in standing by your friends, especially when times are tough for them."

Some Facebook employees have argued that Kaplan's appearance made them uncomfortable or was "inappropriate."
"There is absolutely no such thing as personal capacity when you're a high level manage/executive at the company ... I might feel uncomfortable sharing the workplace with this person now," one employee wrote in a message before Friday's town hall seen by Business Insider.

A Facebook spokesperson declined to comment on the record.

Do you work at Facebook? Got a tip? Contact this reporter via Signal or WhatsApp at +1 (650) 636-6268 using a non-work phone, email at rprice@businessinsider.com, WeChat at robaeprice, or Twitter DM at @robaeprice. (PR pitches by email only, please.) You can also contact Business Insider securely via SecureDrop.

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• If your job encourages you to wear costumes to work on Halloween, you'll need to find a balance between having fun and staying professional.
• Speak to your managers and establish clear guidelines as to what your office deems appropriate to wear on Halloween.
• Aim to have fun with your costume, but also make sure that you don't have any big meetings or presentations scheduled that would make wearing a costume awkward.
• Remain sensitive to others around you — don't wear anything that could be considered cultural appropriation, too gory-looking, or politically charged.
• Don't force anyone on your team to dress up.

Halloween is usually associated with free candy, fun costumes, and classic movies, but those who have to spend the day at work might end up associating it with stress and discomfort.

While some may find dressing up to be a fun break in a grueling work week, others are left confused as to what to wear. If that's the case at your job, you'll need to find a balance between festive costumes and work-appropriate attire, which can be difficult.

To avoid looking unprofessional, we've compiled some tips for dressing up at work below.

Talk to your managers about what's deemed appropriate at your workplace on Halloween

Especially if this is your first Halloween spent at your job. Make sure to ask supervisors about what is expected of employees. Your office might have strict rules — or could be completely lenient — but you don't want to be the last one to know, either way.

Similarly, make sure to ask your coworkers what the culture of your job is like on Halloween. Fellow employees are probably the only ones who will warn you if people tend to opt out.

Make sure that your costume doesn't interfere with your job

Just because your boss says that it's OK to dress as Pac-Man, a LEGO, or any other bulky costume in the office, doesn't mean that you should.

If you can't sit down, walk comfortably, or perform any of the basic functions needed to do your job, you should pick a new look. The same goes for costumes that may be considered distracting.

You'll also want to stick with your company's dress code and avoid unsafe clothing. For example, if you're generally not allowed to wear open-toed shoes to work for safety reasons, follow that rule when choosing your costume. 

And it's not just your personal safety that you should look out for. Avoid wearing costumes that include excess body paint, fake blood, or any other transferable coloring. You should have fun on Halloween, but not at the expense of staining office furniture.

Check your calendar before choosing your costume

Once you know what's acceptable to wear, take a look at your calendar. If you have a big meeting, are planning on hiring or firing someone, or have any other major work plans the day of Halloween, you're better off skipping a costume. 

If you must be festive, try a fun accessory or bold makeup look instead.

Bring a change of clothes with you in case something serious comes up

You might not have any appointments scheduled on Halloween, but that doesn't mean that something won't come up.

Just in case, bring a change of clothes with you to work. After all, you don't want to get an unexpected office visit while wearing a clown costume, or something equally absurd.

To really err on the safe side, create a DIY costume using your regular work clothes. 

Join the conversation about this story »

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When you're abiding by a low-dairy or dairy-free lifestyle, you don't necessarily have to cut ice cream out of your diet. Luckily many ice cream companies are making a point to expand their offerings to be more inclusive to dairy-sensitive and dairy-free customers.

Keep in mind that while these options are dairy-free, they may contain other allergens. Be sure to read labels thoroughly before purchasing any non-dairy ice cream if you experience any additional allergies.

Here are 12 of the best dairy-free ice creams.

Trader Joe's has non-dairy ice cream pints and sandwiches.

Trader Joe's offers a variety of dairy-free choices, including Trader Joe's non-dairy ice cream.

For coconut lovers, give the store-brand's coconut chocolate or coconut strawberry a taste. If you aren't sensitive to soy products, you can grab a box of Soy Creamy Vanilla Sandwiches, too.

A blog post on Eating at Joe's said of the ice cream: "This vegan, non-dairy, organic, soy-based ice cream is equally as good as it’s dairy based counterpart."

Daiya's has tasty frozen dessert bars as well as non-dairy cheesecake.

If you've been substituting things like cheese and yogurt for dairy-free alternatives, then you might be familiar with the Daiya brand already.

Starting out as a non-dairy cheese distributor in 2009, the brand has since expanded its product line to yogurts, "cheezecakes" (aka non-dairy cheesecake), and frozen dessert bars.

This brand has your cravings covered with four variations of their frozen dessert bars: Chocolate Fudge Crunch, Classic Vanilla Bean, Salted Caramel Swirl, and Espresso Coffee.

My/Mo offers non-dairy mochi ice cream.

This popular Japanese ice cream treat has dairy-free versions. 

Mochi is a soft, sweet rice cake pounded into a paste and molded into balls that are then filled with ice cream and frozen. My/Mo sells four flavors of milk-free mochi filled with either chocolate, vanilla, salted caramel, or strawberry cashew cream ice cream.

• Tesla said on Friday that the latest version of its vehicle software had begun rolling out to customers.
• New features include the ability to record and store video taken from a front-facing camera, the use of cameras in the automaker's blind spot monitoring feature, and the addition of classic Atari video games as hidden Easter Eggs.
• The company said new features for Autopilot, its semi-autonomous driver assistance system, will arrive "in the coming months."

Tesla said on Friday that the latest version of its vehicle software had begun rolling out to customers. The automaker's CEO, Elon Musk, had previously said the update would produce "significant" advancements for Autopilot, the company's semi-autonomous driver assistance system, though in a post on its website Tesla said the Autopilot updates will arrive "in the coming months."

Here are the highlights of Tesla's new software update that are currently available:

• Owners can prompt software updates with their phones outside of the vehicle.
• Owners can send a destination to their car's navigation system remotely with a mobile phone.
• Vehicles built with hardware that became available in August 2017 can record and store video taken by the vehicle's front-facing camera.
• Tesla's blind spot monitoring feature now uses cameras, in addition to ultrasonic sensors, and will show vehicles in an owner's blind spot on the touchscreen.
• If a vehicle senses an object in its path while driving at low speeds, it will automatically reduce its ability to accelerate to help prevent accidental acceleration.
• Classic Atari arcade games are now available as hidden Easter Eggs on the touchscreen when the vehicle is parked.

Tesla also described some of the forthcoming Autopilot features, like the ability to recommend lane changes, navigate transitions between highways, and take exits, with driver supervision. In its current iteration, Autopilot can keep a car in its lane and adjust its speed based on surrounding traffic, among other features. 

Recent accidents involving the feature have raised questions about whether drivers place too much trust in it and fail to pay attention to the road. Tesla has repeatedly said Autopilot is meant to be used with an attentive driver whose hands are on the wheel, but the most visible accidents involving Autopilot have included reports of distracted drivers. 

On Thursday, Consumer Reports released its rankings of four semi-autonomous driver assistance systems. The publication ranked Autopilot second, behind Cadillac's Super Cruise. Autopilot received the highest rating for capability and performance and ease of use but received the lowest rating for keeping drivers engaged. 

Have a Tesla news tip? Contact this reporter at mmatousek@businessinsider.com.

SEE ALSO: 'Was he high?': Elon Musk is back to complaining about short-sellers on Twitter, but his gripes don't hold water with some investors

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• Cheerleaders are a common sight in most NFL games, cheering on their teams from the sidelines and entertaining crowds during halftime.
• But recent reports of harassment, lack of compensation, and discrimination have shed some light on the treatment of cheerleaders in the NFL.
• Here's what working as an NFL cheerleader is really like.

You've probably seen NFL cheerleaders on the sidelines, or maybe during halftime at NFL games. But have you ever wondered what their job is really like?

Recent reports of harassment, lack of compensation, and discrimination have shed some light on the treatment of cheerleaders in the NFL.

But to get a better idea of what the job is really like, Business Insider talked to four former NFL cheerleaders, who spoke candidly about the questions surrounding compensation, social media, and rules about interacting with players causing controversy throughout the league.

The women we talked to appear to have had overwhelmingly positive experiences during their time as cheerleaders.

Here's what they said working as an NFL cheerleader is really like.

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Most NFL teams have cheerleaders.

You see them on the sidelines during games and sometimes during halftime.

Looks like they're having fun, right?

Conor McGregor has come a long way from working a plumbing job in Ireland.

On Saturday, November 6, McGregor will return to the Octagon for the first time since 2016 to take on Khabib Nurmagomedov.

McGregor comes into the match sporting a 21-3 record and a reputation as one of the hardest-hitting, most entertaining, and overall best fighters.

We took a look back at McGregor's professional bout history, starting in 2008 to now, and looked up what all of his old opponents are up to. Many have since left the fighting game, some have opened gyms, and some are still in the MMA game. And one, of course, is one of the most famous boxers ever who still lives life large.

Records and fight information came from ESPN, Sherdog, and Tapology.

Here's where all 24 of McGregor's opponents are today.

McGregor made his MMA debut on March 8, 2008, beating Gary Morris by TKO.

Morris posted an 8-10 record as a fighter, with his last fight coming in 2016. It's unclear what he does today.

Two months later, McGregor took on Mo Taylor in his second fight. McGregor won by TKO, though it was close at one point, as Taylor got McGregor in a tough arm bar.

• As millennials age and prepare to become homeowners, they tend to settle down in suburbs outside big cities.
• Realtor.com recently complied a list of the hottest zip codes in 2018 — places where residents, especially millennials, are paid well and housing is affordable.
• Kentwood, Michigan, took the top spot, followed by Colorado Springs, Colorado.

As millennials age and prepare to become homeowners, they tend to settle down in suburbs outside big cities.

Realtor.com recently complied a list of the hottest zip codes in 2018 — places where residents, especially millennials, are paid well and housing is affordable.

Realtor.com analyzes and ranks 32,000 zip codes annually for its list of hottest zip codes. In 2018, the list shows high-earning millennials are driving a 10% real-estate turnover in emerging suburbs. The top spot goes to Kentwood, Michigan. 

To determine the best markets, Realtor.com looks at homes that sell in an average of 20 days and have four times more views online than the average Realtor.com listing. Additionally, residents in these places are employed at higher rates and earning more money than the national median, and millennials in particular own a sizable share of the homes.

Take a look at the 30 hottest zip codes for millennials.

SEE ALSO: The 50 best suburbs in America, ranked

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30. Greendale, Wisconsin (53129)

Median listing price: $229,246

Millennial home ownership rate: 42%

2018 millennial median household income: $79,245

29. Spokane, Washington (99205)

Median listing price: $172,943

Millennial home ownership rate: 56.7%

2018 millennial median household income: $51,616

28. Valencia, California (91354)

Median listing price: $581,807

Millennial home ownership rate: 56.3%

2018 millennial median household income: $115,694

• New Yorkers are apparently no longer satisfied with nannies who can teach their kids languages like Mandarin.
• Now, according to an article in the New York Post, some wealthy parents want their nannies to do their hair, give them massages, teach family yoga classes, and even drive Zambonis on their private ice-skating rinks.
• A president of a household-staffing agency told the Post that these families often pay an extra $10 an hour on top of the typical $20 hourly rate — but some New York City nannies earn up to $185,000 a year.

Not long ago, wealthy parents sought nannies who could teach their children languages like Mandarin and cook quinoa.

But now, these parents are paying extra for their nannies to go above and beyond.

Wealthy parents now want their nannies to perform a wider range of tasks, including giving them massages, styling their hair, teaching the whole family yoga, and even driving Zambonis, according to an article in the New York Post published over the weekend.

"Wealthy families have a certain way of looking at things," Seth Norman Greenberg, the vice president of the Pavillion Agency, a domestic-staffing company in Manhattan, told the Post. "They realize when interviewing people that they might be able to get a lot more than what their basic needs are."

A Manhattan father told the Post he got a 90-minute massage from his children's nanny twice a week.

A mother of four in Greenwich, Connecticut — who has a nanny for her two sons and a separate nanny for her two daughters — has her daughters' nanny blow out her hair each day in addition to caring for her daughters and doing their hair, according to the Post.

For the additional services, these families often pay an extra $10 an hour on top of the typical $20 hourly rate, Erin Maloney-Winder, the president of the household-staffing company Abigail Madison, told the newspaper. But nannies for wealthy families in New York City can make much more than that, with some earning up to $185,000 a year, according to David Youdovin, the CEO of Hire Society, a recruitment firm that helps high-net-worth people and families in New York City, the Hamptons, and Palm Beach staff their homes and businesses.

Sometimes the services families ask for go far beyond typical domestic tasks.

Greenberg said he found a nanny who could drive a Zamboni for a New Jersey family who wanted help maintaining their private ice-skating rink.

He said another family who lived in the Midwest wanted him to find a "New York-savvy nanny" who would use a gun to fire blank cartridges to scare off bears — but that proved too steep a request.

The rise of these so-called super nannies points to the fact that some people are willing to pay more for a little bit of extra time, luxury, or privacy.

At a New York City napping lounge, people pay up to $250 a month to nap in dark, private pods at any time of day.

A company called Mirror is selling a $1,500 interactive mirror that streams live workout classes straight into your living room.

And people who like camping only in theory can spend up to $700 a night to go "glamping" in luxury tents with 1,500-thread-count linens, electricity, and WiFi.

SEE ALSO: Rich families are paying up to a year's tuition at a time to do college tours by private jet

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