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The latest news from Business Insider
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    Walmart Home

    • Walmart has redesigned its online homeware shopping experience.
    • The new layout allows customers to shop by style and browse curated collections created by in-house stylists.
    • The store is doubling down on its efforts to capture the $58 billion homeware market in the US, which is expected to grow by 11% annually between now and 2022, according to Statista.


    Walmart wants to furnish your home. 

    The retailer has spruced up the experience of shopping for homeware and furniture on its online store by creating a new layout that allows shoppers to search by style and browse curated collections put together by in-house stylists.

    The store is doubling down on its efforts to capture the home goods market, which generates around $58 billion in sales in the US and is expected to grow by 11% annually between now and 2022, according to Statista.

    Online stores such as Wayfair — which is now the largest online-only furniture retailer — have increasingly taken market share here. Amazon has also made investments in homeware. In November 2017, it launched two of its own furniture brands, called Rivet and Stone & Beam, which sell sofas, accent furniture, chairs, rugs, lamps, and decor.

    The new layout launched Thursday, two days after Walmart reported fourth-quarter earnings that showed that online sales had lagged during that period. They were down 50% from the previous quarter. As a result, the company's share price tumbled by more than 10%, its biggest drop since 1988.

    Walmart home

    Walmart's new layout is designed to make the shopping experience more appealing. In a similar way to rival home goods stores such as Wayfair and Ikea, products are styled together in different rooms so that customers can visualize what they will actually look like in the home setting. It's a way to tempt them into buying more. 

    Walmart home

    There are nine "shop-by-style" options: modern, mid-century, traditional, glam, industrial, bohemian, farmhouse, transitional, and Scandinavian. 

    SEE ALSO: Amazon is coming after Ikea with its first furniture brands — and it's one-upping the competition in one major way

    Join the conversation about this story »

    NOW WATCH: What it's really like inside Amazon's new no-line grocery store.

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    devin nunes

    • House Intelligence Committee chairman Devin Nunes sent a list of 10 questions to top US officials to get answers on how they handled information contained in the so-called Trump-Russia dossier.
    • That dossier, compiled by former British spy Christopher Steele, is the subject of an ongoing investigation by Republicans into corruption and bias against President Donald Trump at the FBI and the Justice Department.
    • Nunes said he will "initiate compulsory process" if his questions are not answered by March 2.

    As his investigation into corruption and bias at the FBI and the Department of Justice enters its next phase, House Intelligence Committee chairman Devin Nunes sent a list of 10 questions to current and former intelligence, law enforcement, and US State Department officials about the infamous dossier on President Donald Trump.

    "If you do not provide timely answers on a voluntary basis, the Committee will initiate compulsory process," Nunes wrote in his February 20 letter, obtained by Fox News. He told the officials to respond by March 2.

    The letter contains a series of questions that attempt to uncover who knew what was contained in the Trump dossier and when, as well as whether intelligence officials shared information in the dossier with any third parties.

    The dossier, compiled by former British intelligence officer Christopher Steele, alleges that the Russian government has compromising information on Trump. Nunes contends that the FBI and the DOJ unjustly used the dossier to obtain a surveillance warrant on Carter Page, a former Trump campaign adviser.

    Former FBI Director James Comey described some aspects of the dossier as "salacious and unverified," but earlier this month, Trump cleared for release a memo — spearheaded by Nunes — that admitted that Steele's reporting was at least "minimally corroborated." As far as we know, many of the allegations remain unverified.

    The Nunes memo claims the FBI and the DOJ withheld pertinent information about the partisan nature of the origins of the Trump dossier. Steele's work on the dossier was funded by the Democratic National Committee and a law firm connected to former Democratic presidential nominee Hillary Clinton's 2016 campaign.

    Democrats contend that the Nunes memo painted an inaccurate picture of what really happened, and the ranking member on the committee, Rep. Adam Schiff, tried to release a rebuttal memo, but Trump blocked it from being declassified.

    Nunes' latest query is part of what the Republican congressman has called "phase two" of his investigation, focusing on potential corruption at the State Department. Nunes has said he hopes to release up to five more memos.

    Here are the 10 questions Nunes wants answered:

    1. "When and how did you first become aware of any of the information contained in the Steele dossier?
    2. In what form(s) was the information in the Steele dossier presented to you? By whom? (Please describe each instance)
    3. Who did you share this information with? When? In what form? (Please describe each instance)
    4. What official actions did you take as a result of receiving the information contained in the Steele dossier?
    5. Did you convene any meetings with the intelligence community and/or law enforcement communities as a result of the information contained in the Steele dossier?
    6. When did you first learn or come to believe that the Steele dossier was funded by a Democrat-aligned entity?
    7. When did you first learn or come to believe that the Steele dossier was funded by the Democratic National Committee (DNC) and/or Hillary for America (Clinton campaign)?
    8. When did you first become aware that the Steele dossier was used to obtain a FISA order on Carter Page?
    9. Was President Obama briefed on any information contained in the dossier prior to January 5, 2017?
    10. Did you discuss the information contained in the Steele dossier with any reporters or other representatives of the media? If so, who and when?"

    SEE ALSO: House Republican Devin Nunes says he wants to release up to five more memos — here's what might be in them

    DON'T MISS: Read the controversial Nunes memo and its key points

    Join the conversation about this story »

    NOW WATCH: How to make America great — according to one of the three cofounders of Black Lives Matter

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    spacex falcon 9 rocket launch vandenberg afb paz microsat starlink reuters RTX4YF6S

    • SpaceX launched two experimental satellites on Thursday.
    • The satellites are designed to test Starlink, a concept to bathe all of Earth in high-speed broadband internet using a fleet of 12,000 satellites.
    • Elon Musk, the founder of SpaceX, posted a video of the new satellites deploying into orbit.
    • Musk named the satellites "Tintin A" and "Tintin B."

    The first pieces of a radical plan to bathe Earth with high-speed internet access just launched into space.

    SpaceX, the rocket company founded by Elon Musk, piggybacked two experimental spacecraft onto a rocket that deployed a Spanish radar satellite into orbit.

    Officially known as Microsat-2a and Microsat-2b, the spacecraft will test technologies that would enable the creation of a pervasive broadband network with connection speeds roughly 180 times the global average.

    "Today's Falcon launch carries 2 SpaceX test satellites for global broadband," Musk tweeted on Wednesday (before a launch delay). "If successful, Starlink constellation will serve least served."

    The scale of plans for the space-based network, known as Starlink, boggles the mind. In the coming years, SpaceX may launch 4,425 Starlink satellites into orbit some 700 to 800 miles above Earth, plus another 7,500 similar spacecraft into lower orbits.

    That's nearly 12,000 satellites — more than twice the number of all satellites launched in history, according to a count by the Union of Concerned Scientists.

    If the project is successful, people around the world would get internet that's about 40 times faster than current satellite internet providers, even in incredibly remote and rural areas.

    SpaceX and Musk released the first-ever public images and video of the satellites shortly after their launch on Thursday.

    The first images of Starlink satellites

    starlink demo satellites falcon 9 rocket launch paz february 2018 spacex youtube labeled

    The Spanish satellite, called Paz, deployed about 11 minutes after the Falcon 9 rocket launched, followed by Microsat-2a and Microsat-2b some time after that.

    A live webcast of the Paz mission launch on YouTube offered the first-ever (though somewhat fuzzy) glimpses of the two Starlink satellites (above).

    An announcer said during SpaceX's live webcast that the company couldn't show the deployment of the Starlink demonstration satellites because of poor signal coverage. However, the rocket later beamed down high-resolution video of the satellites deploying.

    "First two Starlink demo satellites, called Tintin A & B, deployed and communicating to Earth stations," Musk tweeted with a clip of them floating out into space.

    Musk later said the two satellites "will attempt to beam 'hello world'" on Friday when they pass over Los Angeles — a critical moment that would show the spacecraft can talk to ground stations.

    "Don't tell anyone, but the wifi password is 'martians,'" Musk joked.

    The list of Starlink test ground stations, according to Federal Communications Commission documentation released earlier this month, includes the offices of Musk's electric-car company, Tesla, which sells internet-connected vehicles. Here's the full list:

    • SpaceX headquarters in Hawthorne, California.
    • Tesla Motors headquarters in Fremont, California.
    • SpaceX test center in McGregor, Texas.
    • SpaceX in Brownsville, Texas.
    • SpaceX in Redmond, Washington.
    • SpaceX in Brewster, Washington.
    • Three mobile "test vans."

    In November, the FCC gave SpaceX permission to launch the two spacecraft and test its space-based internet concept.

    How Starlink customers would get online

    spacex falcon heavy rocket launch florida american us flag dave mosher business insiderMusk and SpaceX have said little about their plan since announcing it in 2015, but the full, nearly 12,000-satellite fleet ultimately needs approval from the FCC, which regulates internet access.

    It may seem like an absurd task to launch thousands of satellites, but SpaceX regularly deploys 10 at a time with its reusable Falcon 9 rocket system.

    The company has also successfully test-launched its Falcon Heavy system, an even larger reusable rocket that can send twice as much payload into low-Earth orbit as the next-largest launcher on the market — at perhaps one-fourth the cost. 

    Thus, it's feasible that Falcon Heavy could deploy dozens of Starlink satellites in a single launch.

    Musk hopes to get Starlink in an operational (though not complete) state sometime around 2024, according to Florida Today, and start selling access around that time.

    Musk and SpaceX have not yet said what the monthly cost of the service might be. However, Musk said in 2015 that user terminals should be laptop-size and cost between $100-$300 each.

    Read more about SpaceX's plan to create Starlink.

    SEE ALSO: How the used rockets of billionaires just might save humanity from doom

    DON'T MISS: Elon Musk's plan to blanket Earth in high-speed internet may face a big threat: China

    Join the conversation about this story »

    NOW WATCH: There's a place at the bottom of the Pacific Ocean where hundreds of giant spacecraft go to die

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    Woman work resume book talk boss employee

    • As a former recruiter, I hated when job seekers submitted résumés that lacked a measurable list of achievements. 
    • Business Insider reached out to several résumé experts who agree that failing to include specific metrics on a résumé is one of the biggest mistakes you can make. 
    • Don't count on your job description to sell what you've accomplished.

    When sifting through résumés during my time as a staffing manager, it was a huge pet peeve to review bullet points that lacked a measurable list of achievements to substantiate the job seeker's claims.

    In my experience, when candidates failed to provide specific metrics and clear accomplishments on their résumé, they were often overlooked.

    Business Insider reached out to various experts on the matter, and many of them agreed that job seekers who fail to include measurements of success are making a huge mistake. 

    "Lack of measurements and results in the file is my biggest résumé pet peeve," executive résumé writer and career strategist Adrienne Tom told Business Insider. "Without any measurements of success, the file is lacking proof of skill."

    Overall, a laundry list of daily tasks does nothing to convince the recruiter that the job seeker will be able to provide value in the role at hand. 

    And while you may say that recruiters could just use job titles to gauge what a person did, this is not nearly as feasible as it might seem.

    "A job title alone is not enough to clarify personal value, complexity of skill set, or breadth of expertise," said Tom. "What matters most in a résumé will be the results that each individual has generated within their roles, regardless of title or rank."

    Also, it is important to remember that job titles do not have universal meaning. Tom explains this concept with the following example:

    "A CFO at a small startup may be directing all aspects of daily finance and accounting activities as the only financial expert in the company, whereas a CFO at a major global organization will likely be focused on overarching financial strategy with several direct reports who manage smaller tasks."

    While it's a good idea to quantify your success with numbers, your résumé needs to also include language that indicates that you are familiar with the industry.

    "Numbers are great, but be sure to include categories, and even clients — anything that will give the reader a sense that you are familiar with the world that the role takes place in," career expert and résumé writer Andrea Gerson told Business Insider.

    By including specific metrics and industry keywords on your résumé, you can show employers what you have done and what you can bring to a specific position. 

    SEE ALSO: The one question you should never ask during a job interview

    DON'T MISS: 11 résumé mistakes that make hiring managers dismiss you immediately

    Join the conversation about this story »

    NOW WATCH: What happens to your body when you start exercising regularly

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    fast food employee restaurant worker

    Fast food has a lot going for it on paper: it's quick, convenient, and consistent — but sometimes it's a magnet for trouble.

    When one Reddit user asked fast food employees to share some of the worst experiences they've had on the job, answers came in droves. And though INSIDER can't independently verify any of these tales, they do make for some wild reading.

    Check out some of the most horrific experiences fast food employees have had below.

    "He held up the drive thru and screamed and screamed at me."

    "I had a rough-looking guy in a beat-up truck try to use one-year-old coupons. I refused to take them. That was a mistake. He held up the drive thru and screamed and screamed at me. Including, 'Smarten up son, or you're going nowhere in life.'"— Reddit user inosilic.

    It was "like someone had a poopconfetti bomb."

    "Wasn't bad until someone spread sh*t all over the men's restroom and they wanted me to clean it up. It was on the ceiling, toilet, all the walls. Like someone had a poopconfetti bomb. Just rubber gloves, no mask. I [...] quit."— Reddit user UsedPickle.

    "We had to escort him out after calling the police."

    "Someone said 'Give me some of those fresh-baked cookies, I can smell you baking them!' when, first of all, we just reheat frozen ones, and secondly, we just put one in the microwave for a guest who asked us to. When we told him this he started to yell, then walked behind the counter to go check. I called my manager and he started to push her around to go check, screaming 'I want my fresh cookies!!' He then tried to hit on one of our team members in the back, then took off his shirt and screamed when she asked him to go away. We had to escort him out after calling the police."— Reddit user WarlocksShadow.

    See the rest of the story at Business Insider

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    Ala Moana Center

    • Despite the fact that many malls across America are suffering, some are doing quite well. 
    • Hawaii's Ala Moana Shopping Center was recently named the most valuable mall in America, with nearly $6 billion in total assets. 
    • The mall has more than 350 stores and restaurants. 

    The retail apocalypse has claimed many malls across America, but some of the best in the country have continued to thrive. Located in Honolulu, Hawaii, the Ala Moana Shopping Center was recently named the most valuable mall in America.

    With over 350 stores and restaurants ranging from budget-friendly chains to high-end boutiques and department stores, the Ala Moana Center is worth roughly $5.74 billion, with about $1,500 in sales per square foot, according to a recent study by the research firm Boenning & Scattergood, which was reported on by CNBC

    Keep scrolling for a tour of the shopping center:

    SEE ALSO: This clothing startup built a cult following and millions in sales online — here's what it's like to shop at its first real-life store

    The Ala Moana Shopping Center is the largest open-air mall in the world, with over 2.4 million square feet of retail space catering to tourists and Hawaiian locals of all ages and budgets.

    An expansion in 2013, celebrated with a massive opening ceremony, brought over 300,000 square feet of additional retail space and 800 additional parking stalls. In the most recent expansion, a Target store was added.

    Instagram Embed:
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    The mall has over 350 stores, including more than 100 restaurants ranging from international chains to local food vendors.

    See the rest of the story at Business Insider

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    After about 35 years of generally falling inflation, signs of an uptick has unnerved investors. Inflation expectations have been climbing, and have been showing up in recent wages and consumer price data. According to a recent research note from Fidelity Viewpoints, there are three key reasons to consider inflation risk: 

    1. Inflation erodes purchasing power
    2. Rising inflation has historically been a drag on stock and bond returns
    3. When inflation is higher and more volatile, correlation between stocks and bonds increases

    According to Fidelity Investments, investors may be able to mitigate inflation risks by adding diversification with asset classes that have historically held up better in rising inflation environments. Consider commodities, commodity-producing equities, gold, and short-duration bonds. 

    Join the conversation about this story »

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    bii big four carrier revenue

    This is a preview of a research report from BI Intelligence, Business Insider's premium research service. To learn more about BI Intelligence, click here.

    It hasn't been smooth sailing for telecoms in recent years. Native voice and messaging services, which once accounted for the vast majority of telecoms' subscriber revenue, are struggling to compete with over-the-top (OTT) apps, like Facebook Messenger, WhatsApp, and Viber — and they're losing.

    A fierce and ongoing price war among the Big Four carriers is only compounding the pressure telecoms are facing. The consequent resurgence of unlimited data plans is straining carriers' networks, and revenues are suffering.

    Nevertheless, telecoms are now better positioned than ever to play a bigger role in their subscribers' lives. Consumers spend more than half of their digital time on smartphones, compared with a third on PCs. This shift has effectively placed telecoms at the front door of consumers' digital experience.

    In a new report from BI Intelligence, we examine where the wireless industry stands as a result of the price war and uptick in data demand from consumers. We also look at how technological advancements and the adoption of new product lines could incentivize the next wave of revenue growth for telecoms. Finally, we explore potential barriers to carriers' growth, and examine which of the Big Four carriers are poised to lead the pack.

    Here are some of the key takeaways from the report:

    • Native voice and messaging services, which once accounted for the vast majority of telecoms' subscriber revenue, are struggling to compete with over-the-top apps.
    • A fierce ongoing price war among the Big Four is only compounding the pressure telecoms are facing.
    • Still, consumers' growing dependence on smartphones and data means telecoms are now better positioned than ever to play a bigger role in their subscribers' lives.
    • As digital continues to reshape the wireless industry, telecoms are preparing for the next wave of disruption, including connected cars, augmented reality, and 5G.
    • Despite a plethora of opportunities, several existing and emerging threats could impede telecoms' growth and expansion efforts.

    In full, the report:

    • Describes how the US wireless carrier is shaping up.
    • Explores the effect of the fierce pricing wars taking place, and the methods carriers are using to retain their subscribers.
    • Highlights the new technology carriers are using to drive growth and revenue. 
    • Looks at the potential barriers that could limit carriers' growth and examines who's best positioned to come out on top.

    To get the full report, subscribe to an All-Access pass to BI Intelligence and gain immediate access to this report and more than 250 other expertly researched reports. As an added bonus, you'll also gain access to all future reports and daily newsletters to ensure you stay ahead of the curve and benefit personally and professionally. >>Learn More Now

    You can also purchase and download the full report from our research store.

    Join the conversation about this story »

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    jennifer aniston justin theroux

    • Jennifer Aniston and Justin Theroux recently announced their split after less than three years of marriage.
    • An anonymous source told Entertainment Tonight that the couple's disagreements about where to live reportedly played a major part in their decision to break up.
    • INSIDER spoke with two relationship experts about this "relationship deal-breaker"
      — and how everyday couples can address it, work through it, or prevent it altogether.

    After seven years together — two of which were spent married — Jennifer Aniston and Justin Theroux announced their separation in a statement to the Associated Press. They claimed that the decision "was mutual and lovingly made," citing no concrete reason for the breakup.

    An anonymous source, however, told Entertainment Tonight that distance may have triggered the end of their relationshipMore specifically, the couple couldn't agree on where to live. While Aniston allegedly prefers Los Angeles, "[Theroux] much prefers being [in New York], and that's been a major issue for them for a long time,"the source told ET. 

    The couple allegedly made numerous attempts to compromise, including buying an apartment together in the West Village.

    "He really wanted her to be comfortable [in New York]. He even negotiated with the paps to make a deal that they would only shoot her once per day and then leave her alone. He also agreed to move out of his apartment, which he loves," the source said. "She just never really could get settled in, she wasn't happy."

    Unrelenting paparazzi and disgruntled neighbors spurred Theroux to move to Los Angeles instead, but he never managed to adapt to the new city and constantly found reasons to return to the Big Apple.


    A post shared by @ justintheroux on Aug 5, 2017 at 4:23pm PDT on

    Although the source stressed that Aniston and Theroux have always loved each other, it seems as though the fraught bicostal lifestyle took priority in their marriage.

    Disagreements over where to live can be a "relationship deal-breaker."

    "If Jennifer Aniston and Justin Theroux broke up because they couldn't agree between living in New York and living in Los Angeles, the reality is that their hometowns were more important to each of them than being together was," said April Masini, a dating expert who helms the popular relationship advice forum "Ask April."

    Masini speculated that making and sticking to their compromises could have saved their marriage.

    "In every successful relationship, people compromise," she said. "In this relationship, if geography was the deal breaker, it's because geography became more important than being together was, and ultimately it wasn't the distance that broke them up. It was the inability for one or both of them to be in the same place at the same time."

    Jennifer Aniston and Justin Theroux 2013 Oscars

    Masini added that there is no right or wrong way for a couple to barter and bargain, "as long as there is enough compromise to make the relationship work."

    Resources play a major role in a couple's ability to make distance work — and it can be a double-edged sword.

    Masini said that money tends to create options, which can eventually foster "relationship pressure that most of us without those resources don't have and can't understand."

    On the other hand, when a couple has the luxury of flexible schedules and ample travel money, like Aniston and Theroux, compromise can be much easier. With a combined estimated net worth of $240 million, it certainly seems that this couple would be better equipped to handle a multiple-home situation than most.

    ross rachel friends

    Sameera Sullivan, matchmaker and CEO of Lasting Connections, told INSIDER that she is "99% sure the couple had other issues," because they were more than capable of seeing each other as often as possible — even while living on separate coasts.

    "I'm sure they had other problems because you can always make it work. You can split your time evenly between two places, especially with the resources that they have," Sullivan said. "Financially, they're very well-off. So I don't think distance was necessarily the problem. It's not like either of them had to leave their jobs. With them, they can be very flexible and own two homes and spend time together on two different coasts. So I think it was a lot more than just the living situation."

    Constant communication can help keep a couple's connection alive, despite distance.

    In January, sources for both Us Weekly and People insisted that Aniston and Theroux's separate lifestyles actually help their relationship thrive. The couple simply "do their own thing a lot of the time," a source told Us Weekly. "They are both independent people and don't spend every minute together."

    Aside from the obvious fact that, according to their statement, Aniston and Theroux had already split by the time those stories ran — Sullivan doesn't necessarily buy it.

    "You get married so you can spend your life with your partner and share your life with them," she told INSIDER.

    Justin Theroux and Jennifer Aniston 87th Annual Academy Awards

    If distance is a temporary obstacle, Sullivan says that daily, meaningful communication can help a couple manage it.

    "The most important thing is that before you go to sleep — if you're living in different cities and doing long-distance — talk to them on the phone at night. I think that keeps the relationship alive," she said. "Use FaceTime. Include the other person in your life. Throughout the day, if you're walking to work or something like that, take a picture. FaceTime them, say 'hi, I just wanted to see your face.' Keep in touch so that you both feel like you're a part of each other's lives."

    Couples should discuss any geographical barriers before committing to a long-term relationship — especially marriage.

    For two people that live in significantly different places, a "what should we do about our distance?" conversation is just as important as the classic "what are we?" conversation, according to Sullivan.

    "When you're dating someone long distance and things start getting serious, and you feel like, 'oh my god, this is a great person, I'm really connected to them' — if you're having that conversation to be in a relationship, you need to talk about the distance," she told INSIDER. "Is one person going to move? Are they OK with moving? How's the job situation? Can they find a new job? Things like that."

    jennifer aniston justin theroux wanderlust

    Sullivan says that there's no hard-and-fast rule about when to tackle this issue — but if you can picture spending your life with another person, then these details are important.

    "You can't just roll with the punches. If things are starting to get serious, you need to have a conversation about who can move if things progress. Being straightforward and honest with each other is a big piece of this working out," she said.

    Although uprooting your life is generally unappealing for most people, ultimately, Sullivan believes that being physically with your partner is an important aspect of any long-term, healthy relationship. 

    "I've seen people move across the country, I've seen people move out of the country to be with the people that they love," she said. "If you really care for someone, you'll move."

    Sign up here to get INSIDER's favorite stories straight to your inbox.

    Join the conversation about this story »

    NOW WATCH: Watch SpaceX launch a Tesla Roadster to Mars on the Falcon Heavy rocket — and why it matters

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    sick couple in bed

    • Just because your spouse has the flu doesn't mean you'll inevitably get sick.
    • It's hard to contain germs if you're sharing an enclosed space, but wearing a mask or staying at least six feet away from your sick loved one for a few days can help.
    • To keep yourself healthy, manage your stress, keep everything clean, and get lots of rest.

    When the flu hits home and your partner or roommate becomes a flu-shedding germ-bag, many people resign themselves to getting sick. 

    Although flu viruses are extremely contagious and tough to contain, there are a few simple ways you can reduce your risk of getting hit — even while caring for an ill friend or loved one. We've rounded up some of the easiest things you can do to prevent yourself from catching a case of the flu at home.

    Here are nine ways to minimize your risk.

    SEE ALSO: The deadly flu epidemic sweeping the US is still spreading — here's everything you need to know

    If you've gotten your shot, you'll be in better flu-fighting shape.

    The flu vaccine may not be as effective as usual this year, but that doesn't mean it's not worth getting.

    In addition to preventing more than one in three cases of the flu, it can also boost your immunity and make your case of the flu a milder one if you do get it.

    Flu season can last into May, so if you haven't gotten your shot yet, and you don't feel sick right now, it's not too late.

    Be especially cautious for the first two to three days, and stay six feet away from the germy person during that time.

    People are much more likely to get infected with the flu from being around other sick people than they are from touching virus-laden surfaces.

    Person-to-person transmission of the flu can happen when an infected person is talking, coughing, sneezing, or even just breathing near someone else. The virus can be transmitted through the air to anyone within six feet, so the easiest way to avoid getting sick is to keep your distance.

    2008 study in Hong Kong found that most “viral shedding” – when you’re really passing the germs around – happens in the first two or three days after a person gets sick with the flu. Day 2 tends to be the worst, but that can vary.

    Once a person has been fever-free without the help of drugs for a full 24 hours, that's an indicator that they're ready to re-enter the world, and won't share their flu with you, either. 



    Consider wearing some protection.

    If you live in a crowded household, it's best to assign a single person to care for the sicko and keep everyone else far away.

    The care-giver may want to wear a mask and disposable gloves when they visit their "patient" to avoid breathing in or picking up any flu particles. 

    The virus lasts for about 15 minutes inside of a tissue, and on hard surfaces for a full day.

    See the rest of the story at Business Insider

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    kemba walker


    • The NBA is seriously considering a play-in tournament for the last seeds in the playoffs. 
    • However, there are still a lot of details to be sorted out and negotiations that must take place before this idea becomes a reality. 
    • A play-in tournament would ideally reduce tanking and make the last part of the NBA regular season more exciting. 

    A new report from NBA writer Zach Lowe indicates that the NBA is seriously considering a major change to its current playoff structure.

    According to Lowe, the NBA is weighing the possibility of adding a play-in tournament to determine the lower seeds during the regular 16-team playoff bracket.

    A playoff play-in is an idea that's been popularized by sports media personality Bill Simmons. But this is one of the first indications that the idea has gone from an NBA internet fever dream to a serious possibility within league circles.

    "Two specific proposals are circulating at the highest levels within teams and the league office," wrote Lowe. "The play-in proposal that has generated the most discussion, according to several sources: two four-team tournaments featuring the seventh, eighth, ninth, and 10th seeds in each conference. The seventh seed would host the eighth seed, with the winner of that single game nabbing the seventh spot, sources say. Meanwhile, the ninth seed would host the 10th seed, with the winner of that game facing the loser of the 7-versus-8 matchup for the final playoff spot" 

    Lowe also tempered excitement a tad by noting that any change to how playoff teams are determined, "falls behind the one-and-done rule and perhaps reseeding the playoffs 1-16 regardless of conference in the current reform pecking order."

    Plus, such a proposal would ultimately have to be approved by 23 of the league teams, which is obviously a tall order. The rule change would also have to be negotiated into the collective bargaining agreement with the players, according to Lowe. In other words, don't expect a play-in tournament within the next couple of years. 

    In the big picture, this tournament is one of NBA's ideas for combating tanking, an issue that will only become more prominent as the league's regular season enters its home stretch. Such a tournament would, at least in theory, give teams in the middle of the lottery more reason to keep trying to win games as the season goes on, and also prevent teams from tanking out of the 7th or 8th seed and into the lottery.  

    Of course, as Lowe cautions, "The only way to eradicate tanking is a complete overhaul of how NBA teams acquire talent, and no one has the stomach for that." 

    Another potential benefit mentioned by Lowe is that such a system could generate more interest in the late months of the NBA regular season, when the playoff picture usually starts to crystallize. 

    For more details on what a potential play-in tournament would look like and what the talks around the league are like regarding the idea, check out Lowe's full report here

    SEE ALSO: The best photos of the Winter Olympics so far

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    prince william kate middleton skitch

    Sure, Prince William and Kate Middleton may be future monarchs, but they're also regular people just like the rest of us. They met in college, have two kids who keep them on their toes, and as younger members of the royal family, they're a little more relaxed about sticking to royal protocol

    Here are 12 things they do that are so down-to-earth that we almost forget how fabulous they are.

    They get takeout.

    In a radio interview with BBC in 2017, Prince William and Kate talked about their go-to takeout order. Indian food is their favorite as long as it's not too spicy, as Prince William said he's "not so good with spicy food."

    Of course they don't order it directly to the palace — unlike commoners, they have someone pick it up for them.

    You can watch the full interview here. (They're asked about ordering takeout about 13 minutes in.)

    They high-five marathon runners.

    According to royal protocol, commoners shouldn't touch royals, unless royals initiate contact. But when they're standing on the sidelines of London Marathon, Prince William and Kate can't resist showing their support.

    They cheer on their favorite teams.

    At the 2012 London Olympics, Prince William and Kate celebrated their team's success during a cycling event.

    See the rest of the story at Business Insider

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    Donald Trump

    • President Donald Trump suggested that teachers who carry concealed weapons in schools should receive bonuses.
    • "You can't hire enough security guards ... you need 100, 150 security guards," he said during a meeting on school safety on Thursday. "But you could have concealed on teachers."
    • Trump acknowledged on Wednesday that his proposal to allow teachers and other school staff to carry weapons was "controversial," but appears to be pressing forward regardless. 

    President Donald Trump suggested that teachers who carry concealed weapons in schools should receive bonuses during a meeting on school safety on Thursday.

    Trump advocated for "a little bit of a bonus" for teachers and others who "understand weaponry" and agree to arm themselves in schools.

    "You can't hire enough security guards ... you need 100, 150 security guards," he said. "But you could have concealed on teachers."

    He added that schools should be protected the way banks are. 

    "If you harden the sites you're not going to have this problem," the president said. "When you say this school is gun free ... that's what they want to hear." 

    During a White House listening session on school shootings on Wednesday, just a week after a massacre at a Parkland, Florida school that left 17 dead, Trump advocated for the expansion of concealed carry laws to allow teachers and other school staff to carry weapons to protect students. 

    "If you had a teacher who is adept at firearms it could very well end the attack very quickly," Trump said to the gathering of shooting survivors and family members of slain children.

    The president argued that bringing firearms into schools, which are largely gun-free zones, would deter attacks and "solve your problem."

    "I think they wouldn't go into the schools to start off with — I think it could very well solve your problem," he said.

    He asked the group on Wednesday whether they agreed or disagreed with the proposal. While some parents and family members affected by school shootings said they support concealed carry in schools, others, including parents of children killed at Sandy Hook Elementary School in 2012, said they oppose the idea.

    "We can understand both sides. Certainly it's controversial," Trump said. "But we'll study that along with many other ideas."

    The president advocated for the legalization of concealed carry on the campaign trail and said that he would "get rid of gun-free zones in schools" on his "first day in office."

    But when 2016 Democratic presidential nominee Hillary Clinton argued that Trump would bring guns into classrooms, he denied that he ever advocated for that.

    "Crooked Hillary said that I want guns brought into the school classroom. Wrong!" he tweeted in May 2016.

    Later that month he said, "I don't want to have guns in classrooms, although in some cases teachers should have guns in classrooms, frankly."

    SEE ALSO: The NRA digs in after the Florida shooting: 'The mainstream media loves mass shootings'

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    Berkshire Hathaway Chairman Warren Buffett talks with a shareholder before the company's annual meeting in Omaha May 4, 2013.  REUTERS/Rick Wilking

    • Wealth, experience, and humility are among the traits that Berkshire Hathaway CEO Warren Buffett has said he would like his successor to have.
    • Shareholders will be reading Warren Buffett's annual letter, due on Saturday, for anything he says about who might replace him. 
    • In January, Buffett promoted two senior executives — Ajit Jain and Greg Abel — to Berkshire Hathaway's board, fueling speculation that it would be one of them.

    Whoever replaces Warren Buffett as Berkshire Hathaway's CEO will have gigantic shoes to fill. 

    That's why this Saturday, when Buffett releases his annual letter, shareholders will be reading for anything Buffett says on succession.

    Buffett fueled more speculation about his pick in January, when he announced the promotion of two senior executives — Ajit Jain and Greg Abel — to Berkshire's board of directors

    At the annual meeting last year, Buffett detailed to shareholders the traits he'd like to see in a successor, following a question on how the person should be compensated:

    "I actually would hope that we have somebody that's already very rich — which they should be if they've been working a long time — and really is not motivated by whether they have ten times as much money than they and their families can need or a hundred times as much.

    "And, they might even wish to perhaps set an example by engaging for something far lower than actually what you could say their true market value is. That could or could not happen, but I think it would be terrific if it did. I can't blame anybody for wanting their market value.

    "If they didn't elect to go in that direction, I would say that you would probably pay them a very modest amount and then have an option which increased in striking price annually."

    This segued into a scathing critique of compensation consultants, who are hired by corporate boards of directors to provide independent advice on shareholders' behalf.

    "I have avoided all my life compensation consultants. I hardly can find the words to express my contempt," said Charlie Munger, Berkshire's vice chairman.  

    Munger did find such words during the 2012 meeting when he said "prostitution would be a step up" for compensation consultants.

    "If the board hires a compensation consultant after I go, I will come back mad," Buffett said. 

    For Buffett, the problem is that compensation consultants use other companies as a guide.

    "What consultant is ever going to get another assignment if he says you should pay your CEO down in the fourth quartile," Buffett said. "It isn't that the people are evil or anything, it's just that the nature of the situation produces a result that is not consistent with how representatives of the owners should behave."

    SEE ALSO: BUFFETT: Driverless vehicles 'won't be a good thing' for business

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    Welcome to Finance Insider, Business Insider's summary of the top stories of the past 24 hours. Sign up here to get the best of Business Insider delivered direct to your inbox.

    Upon first glance, Matt Moberg's background fits that of your traditional finance professional.

    He got his MBA from a top-tier school, and became a certified public accountant (CPA) early in his career. After an internship at Franklin Templeton, he scored a full-time gig and eventually ascended the ranks over two decades to his current position as lead manager of the firm's $5 billion DynaTech fund.

    But it's Moberg's undergraduate background as a European history major he says gives him an edge when it comes to assembling the perfect portfolio. You can read why here

    Elsewhere in finance news, there has been a shakeup at the top of one of billionaire Ken Griffin's stock-picking units. And female investment bankers at Barclays get bonuses that are 79% lower than men on average.

    In markets news:

    And in crypto news: 

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    NOW WATCH: Jim Chanos on the return of choppy markets, Tesla, and the 'rent-seeking behavior' that's hurting our economy

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    Facebook office employees

    Facebook jobs might seem unattainable, but you should still apply.

    • That's VP of HR Janelle Gale's advice for prospective candidates.

    • Facebook isn't looking for people with inside connections or educations from top schools, she said.

    • Gale said they're mostly looking for people who are going to be able to bring a lot of passion into their roles.

    Jobs at Facebook require a killer application. But that doesn't mean you should immediately disqualify yourself.

    The tech giant recently topped Glassdoor's 2018 Employees' Choice Awards, and a whopping 94% of Facebook employees who've left reviews on Glassdoor would recommend the company to a friend. That's why Facebook VP of HR Janelle Gale is set to address how the company keeps its employees happy and engaged at Glassdoor's Best Places to Work Tour.

    Gale said job candidates with an interest in Facebook shouldn't second guess themselves. Instead, you should just find a role that you know you'd truly enjoy, and apply. It's as simple as that.

    "Make sure that's the central part of your story, because we're looking for the thing you enjoy," she told Business Insider. "We may ask you, 'Tell us about a time when time flew for you when you were working on a project?' because that is a signal for us. That is work you are going to be good at because you enjoy it."

    She also cleared up two major misconceptions about landing a job at Facebook:

    SEE ALSO: Facebook was just named the best workplace of 2018 — step inside its New York office, where employees enjoy an in-house pastry chef and tons of celebrity cameos

    DON'T MISS: What it's REALLY like to work at Facebook

    SEE ALSO: The 50 best places to work in 2018, according to employees

    You don't need an Ivy League degree

    Gale said she's occasionally encountered people who assume Facebook narrowly recruits candidates from Ivy Leagues or other top schools.

    But she said that's not the case.

    "We really broaden the net of schools that we go after," she said.

    And people without bachelor's degrees are welcome, too. Facebook founder and CEO Mark Zuckerberg is a college dropout himself, Gale observed.

    "We're looking for talent, no matter what their background," Gale said. "If they have a passion for what they are doing, and an interest for building a community for billions of people, and they have the technical skills and the interest to do that, we want them, no matter what their background."

    You don't need a referral

    Gale said that some people feel "reticent" about applying because they "think the only way to get in the door is through a referral."

    "The fact is, we use multiple channels to hire people here," she said.

    Your options include campus job fairs, Facebook-hosted events, and the tech giant's career site. Referrals are just one channel available to job seekers.

    "We really focus on hiring for skills as opposed to experience," Gale said. "We're trying to find the people who are doing interesting things no matter where they are."

    See the rest of the story at Business Insider

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    Air Force One

    • Political officials who fly on Air Force One have to pay for their own food — even if they don't eat anything.
    • Former Trump administration official Omarosa Manigault recently revealed this fact on an episode of "Celebrity Big Brother."
    • Manigault once received a $23 bill after a flight.

    "There's no free ride in the government."

    So says former Trump administration official Omarosa Manigault. On an episode of "Celebrity Big Brother,"Manigault revealed what it was like to fly Air Force One.

    "You pay for the food," she told co-stars Ross Mathews, Marissa Jaret Winokur, and James Maslow on Wednesday's episode of the CBS show.

    Manigault went on: "I got a bill and it was, like, $23 dollars and I was like, 'I didn't even eat anything.' So I called the military aide and was like, 'Why am I getting a bill?' and he's like, 'Well, if you even consume the snacks, you get a flat fee.'"

    Reid Cherlin recounted the same discovery in a 2012 New York Magazine article: "It is a curious fact of White House life that when flying on the Big Bird—a conveyance whose $180,000-per-hour bill is footed by the taxpayer when the plane is on official business—travelers do not get free meals."

    Cherlin reported that the State Department paid the hospitality bill on foreign flights and Obama for America paid on campaign trips — but on domestic flights, staffers were responsible for paying themselves. He also learned that the White House Travel Office decides what meals are served aboard Air Force One, and that each leg of travel costs passengers roughly $20 for food.

    Air Force One is known for serving elaborate meals, according to ABC News, including beef tenderloin. The president can request anything he wants, even if it's not listed on the menu. The Air Force One jet must be able to carry up to 3,000 meals at a time, Business Insider's Christopher Woody reported.

    Recently, the cost of maintaining Air Force One has been a source of controversy, Woody reported. In December 2016, President Donald Trump criticized the high cost of replacing the aircraft that had served as the presidential jets since 1990. As a result, the Air Force bought two Boeing 747-8 Intercontinental airliners and converted them to serve as Air Force One.

    Nonetheless, in December 2017, the Air Force gave Boeing a contract to replace two refrigerators on Air Force One for a whopping $23,657,671.

    SEE ALSO: White House annihilates Omarosa after 'Big Brother' comments: 'Omarosa was fired three times on The Apprentice'

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    Donald Trump

    • President Donald Trump on Thursday suggested school security should be akin to that of banks.
    • Trump has proposed arming teachers and other professionals at schools as a way to prevent mass shootings.
    • That's not how bank security works.

    At the White House on Thursday, President Trump made this analogy between schools and banks:

    "You can't hire enough security guards. You need 100, 150 security guards. But you could have concealed on the teachers. I want my schools protected just like I want my banks protected."

    Well, how are banks protected? Not by arming the bank tellers.

    While Trump has conjured an image of armed teachers heroically stopping mass shooters with their own guns, that's not how banks work at all. When I worked at Wells Fargo, I had to go through the online bank branch security training like all other employees. The instruction, in the event of a robbery, is to hand over the cash in your cash drawer to the robber, and to hit the silent alarm if it's safe to do so.

    The alarm summons the police — professionals with guns. And that's all for good reason. A bank teller's job is to conduct bank transactions, not to engage in armed defense of the bank. They don't have the right skills for armed defense of the bank.

    Some major bank branches have armed security, but most don't. If there is armed security, it's conducted by people whose specific job is to provide security.

    One reason you don't need armed personnel in banks is there are passive security measures. Bank tellers may be behind protective glass; most of the money is inaccessible in time-locked safes, etc. Few of these measures are transferable to schools; we can't put bulletproof glass in between students or lock them in time-controlled safes.

    Another main reason you don't need armed personnel in banks is policing and law enforcement provide an effective deterrent to bank robbery.

    So, banks may have some security lessons for schools. But they're not the lessons Trump imagines.

    SEE ALSO: Don't treat schools like hazard magnets — despite what Trump says, they're mostly safe already

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    man laptop stressed worried

    • Chase Bank confirmed a technical glitch momentarily gave users access to strangers' bank accounts.
    • The company says there isn't a record of any unauthorized transactions.
    • The glitch has since been fixed.


    Chase Bank suffered a technical glitch Wednesday night that gave some users access to strangers' online accounts, the company confirmed with Business Insider.

    Customers with the Chase Bank app noticed when they logged into their account — using their username and password — they saw another person's balances.

    "Last night, sporadically between 6:30 – 9 p.m. ET, a very limited amount of customers saw a different customer’s account when they logged in. We resolved the technical glitch last night soon after learning about it," Patricia Wexler, a Chase spokesperson, told Business Insider.

    Wexler said Chase Bank did not have any records of anyone taking advantage of the glitch to make any unauthorized purchases or transfers, but one user on Reddit said his account had an transfer he did not make during the time of the glitch.

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    Donald Trump Parkland shooting

    • The deadly shooting at Marjory Stoneman Douglas High School last week has reinvigorated debate about arming teachers.
    • President Donald Trump has spoken in favor of the idea, saying it would be cheaper than hiring guards and would be a deterrent.
    • But many people with experience using firearms under duress have been critical, calling it impractical and dangerous.

    President Donald Trump suggested on Wednesday that arming teachers and school staff members could provide security against events like the shooting at Marjory Stoneman Douglas High School last week, in which 17 students and school workers were killed.

    "If you had a teacher who was adept with the firearm, they could end the attack very quickly," Trump said at the White House, during a meeting with students and parents from the school.

    "This would be obviously only for people who were very adept at handling a gun," Trump added. "It's called concealed carry, where a teacher would have a concealed gun on them. They'd go for special training and they would be there and you would no longer have a gun-free zone."

    Trump clarified his comments on Thursday morning, stressing that he said "to look at the possibility of" arming teachers with military backgrounds or special training — "only the best."

    "Highly trained teachers would also serve as a deterrent to the cowards that do this," he added. "Far more assets at much less cost than guards."

    Despite Trump's stipulations, the idea of arming teachers and other school staff was widely panned — especially by veterans with experience using high-powered weapons and firing under duress.

    us army, ambush, soldiers, monitoring

    "Shooting under stress is extremely difficult. Even for the most well-trained shooters,"Jay Kirell, an Afghanistan veteran who has written about difficulties veterans face in civilian life, tweeted. "A teacher is not going to be able to do this. Cops & soldiers literally get paid to do this & most of them can't shoot accurately under stress."

    "Not because they suck, but because it's nearly impossible to hit a target in one shot when pumped full of adrenaline," Kirell added. "And if you're in a school with a shooter and dozens of children, if you're not shooting accurately you're just creating crossfire."

    Data compiled by the New York City Police Department underscores the difficulty of firing accurately in challenging situations.

    In 2005, NYPD officers intentionally fired their guns at someone 472 times, hitting their mark 82 times. In 2006, New York police fired under the same circumstances 364 times, hitting their target 103 times. That same year, Los Angeles police fired 67 times, recording 27 hits.

    Other veterans responded directly to Trump, dismissing the idea of arming teachers as inappropriate and dangerous.

    Paul Szoldra, a Marine veteran, former Business Insider editor, and editor-in-chief at Code Red News and Duffle Blog, pointed out the challenges firearms present to military personnel trained to live and work with them.

    "The act of having a pistol go off accidentally among military officers is so common it has its own name: 'desk pop,'" Szoldra wrote on Twitter. (A number of shootings reported on school grounds this year were accidental discharges.)

    "Think about a law-enforcement officer showing up to an active scene, where often they have no idea how many shooters or where they are. And then they run into a teacher with a gun. Or a veteran. Wonder what happens,"Szoldra added.

    Kristen Beck, a transgender retired Navy SEAL, was one of a number of former servicemembers who called for changes to gun laws.

    "I am a retired combat #veteran and I support common sense reform of our current gun laws,"Beck tweeted. "The legislation absolutely must be steered by people who know about guns & unpolarized by" the Second Amendment.

    Marjory Stoneman Douglas High School scene

    Schools in some localities already have armed teachers, and teachers in some places have expressed interest in receiving training to carry concealed handguns. A number of state and national politicians have echoed Trump's suggestion in recent days, saying that armed teachers could provide classroom defense.

    But educators — including those present during the shooting at Marjory Stoneman Douglas High School — have also criticized the idea.

    "We don't need to put guns in the hands of teachers," Broward County School Superintendent Robert Runcie, whose district includes Stoneman Douglas High, said at a CNN town hall event on Wednesday. "You know what we need? We need to arm our teachers with more money in their pocket."

    Randi Weingarten, the president of the 1.7-million-member American Federation of Teachers, said arming teachers was "one of the worst ideas I have heard in a series of really, really, really bad ideas."

    "Bringing more guns into our schools does nothing to protect our students and educators from gun violence," Lily Eskelsen Garcia, president of the National Education Association, which represents 3 million K-12 and college educators, told the Chicago Tribune. "We need solutions that will keep guns out of the hands of those who want to use them to massacre innocent children and educators. Arming teachers does nothing to prevent that."

    The National Association of School Resource Officers has backed hiring more trained law-enforcement officers — in part to make sure a student doesn't wind up with a teacher's gun.

    SEE ALSO: Trump wants to ramp up US arms sales overseas, and a top diplomat is pushing weapons deals in China's backyard


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